34 Years of Quality Service
Available Online or In-Store!
Free 30 Day Loan Returns
APPLY FOR YOUR NO COSTÂ 30 DAY RETURN LOAN TODAY!* If you change your mind for any reason, simply return the principal amount borrowed in cash within 30 days at no cost to you!* Alternatively, keep the cash loan at your contracted rate!
Apply Online or visit one of our Locations in Tennessee and Northern Alabama! In Alabama, Loans are offered up to $2500, in Tennessee, Loans are offered up to $4000
*Minimum $1000 loan to qualify for the free 30 day loan return promotion. Free 30 day loan return promotion not eligible for the Refer a Friend or Gift Card promotions. If, for any reason, you change your mind about your loan, simply return the principal amount borrowed in cash within 30 days of the loan origination date.
$500 Walmart Gift Card Sweepstakes
One (1) $500 Walmart gift card will be awarded to one (1) randomly selected qualifying customer from a company wide pool of loans issued during the qualifying period of July 2026.
To qualify to enter/win the $500 Walmart Gift Card giveaway, a customer who has no past-due or delinquent loan(s) with 3D Financial, must receive a loan during the qualifying period.
Customers with multiple qualifying loans will receive one (1) entry for each loan. Governed by 3D Financial's official Sweepstakes rules found at 3dfinancial.com/sweepstakes.
Drawing will be held on or about August 11, 2026. Names will be drawn until a qualifying winner is identified.
Gift card will be available for pickup to the qualifying winner at your local 3D Financial office within 10 business days of drawing.
Walmart is a registered trademark of Walmart Inc. and is not affiliated with 3D Financial or this offer.
*Availability varies by state. All loans subject to approval, collateral subject to inspection, discounted loans subject to eligibility. For eligibility requirements and additional terms, click here. For rates and additional terms, click here.
Tennessee residents may apply online or in-store for a Tennessee flex, check, or title loan, or for an out-of-state Alabama originating loan (see out-of-state residents). Online Check or Flex Loans do not require in-store closing. Tennessee in-store check, title, and flex loans, must be closed in-person at one of our Tennessee locations. Terms apply, click here for details.
Alabama residents may apply online or in-store for an Alabama check or title loan, or for an out-of-state Tennessee originating loan (see out-of-state residents). Online Check Loans do not require in-store closing. Alabama in-store check and title loans must be closed in-person at our Scottsboro, Alabama location. Terms apply, click here for details.
Out-of-state residents may apply for an in-store loan online or in-person at one of our Tennessee or Alabama locations. Tennessee originating loans must be closed in-person at one of our Tennessee locations. Alabama originating Title loans must be closed in-person at one of our Alabama locations. Terms apply, click here for details.
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